Medicare: Common Situations
- “I have Original Medicare only, or Original Medicare and a Medigap (‘Supplement’) Policy without drug coverage.”If you use an average amount of prescription drugs, Medicare’s new prescription drug coverage could pay over half of your drug costs next year. If you have very high unexpected drug costs, Medicare will pay up to 95% of these costs after you spend $3,600 out-of- pocket in a year.
What you need to do:
To get this drug coverage, you can join a Medicare Prescription Drug Plan that covers prescription drugs only and keep your Original Medicare coverage the way it is. Or you can join a Medicare Advantage Plan or other Medicare Health Plan that covers doctor and hospital care as well as prescriptions.