What If I Have A Pre-Existing Condition?
Starting in 2014, health insurance plans can’t refuse to cover you or charge you more just because you have a pre-existing health condition.
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Being sick doesn’t keep you from getting coverage
Starting in 2014, being sick won’t keep you from getting health coverage. An insurance company can’t turn you down or charge you more because of your condition. It can’t refuse to cover treatment for pre-existing conditions.
This is true even if you have been turned down or refused coverage due to a pre-existing condition in the past.