Obamacare: What Is The Deadline To Sign Up?

An application for health insurance, a stethoscope and some pillsThe Obama administration has clarified the deadline by which Americans must sign up for health insurance to avoid paying a penalty.

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That deadline is in fact March 31, not Feb. 15, according to guidance released by the White House.

The Affordable Care Act (ACA), or “Obamacare,” allows Americans to be uninsured for three consecutive months in a calendar year without penalty. The individual mandate to buy insurance begins on Jan. 1, 2014, which means an individual can go without insurance through March 31, 2014, and not pay a fine.