Why Are My Prescriptions So Expensive?

prescription pills spilled overMany people get a prescription from their physician and take it to the pharmacy to get filled, only to discover that their copayment is much higher than they thought it would be.

Why?

Different Types of Insurance Coverage

Many insurance plans have different levels of coverage for different medications, and most companies list what medications are paid for at what level under their formulary list (a list of medicinal substances, formulas and product usages that prices tend to be based on). Medications that are listed on the formulary are usually covered to some extent by the insurance company.