Saving money can be challenging, but not impossible when you look for creative ways to cut costs. Here are 16 ways to look for savings.
1. Grocery store purchases
If the point is maximizing your money, then choosing the right credit card to swipe at the grocery store can help. Certain credit cards offer rewards for grocery store and restaurant purchases, and many don’t have annual fees. Some rewards can even climb up to 3% cash back at supermarkets, which can add up if you use your card on food a lot. Basically, if you are a foodie, I highly recommend you try this option.
Another great tool for saving money on groceries is utilizing apps such as Flipp, which allows you to browse through weekly ads and compare prices among retailers to ensure you’re getting the best deal.
When shopping at the grocery store, remember this: the higher-priced items or items with a high markup almost always tend to be placed in the “bulls-eye zone” (the second and third shelves from the top). If you are looking to save money, look for items on the shelves that are lower or higher than eye level whether it’s bulk items or store-brand options.
Lastly, everyone knows in-season fruits and vegetables taste better. But did you know that they are also cheaper? Not sure which produce is in-season? Check out the USDA for a guide to in-season produce that will help you shave money off your grocery bill.
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2. Gas
Much like those credit cards that offer rewards and saving when spending on groceries, other cards help you save on gas. Rewards can range from cashback to car rental insurance.
Many grocery stores have free programs that reward shoppers with points they can use to pay for gas at partner gas stations. Shell, for example, has partnered with several grocery store chains. This gives customers discounts on gas when they purchase certain products with their special member’s card.
