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Home / Lifestyle / Healthy Finance / 16 Creative Ways To Save More Money In 2023

16 Creative Ways To Save More Money In 2023

being used in your home. Once you have a general idea of that, you can then outline steps to make your home more energy-efficient, which will lower your electric bill. You can try out a professional energy audit, or do a DIY version.

Light bill too high? Switch to LED bulbs. Not only are these bulbs better for the environment, but they are also known to use up to 75% less energy than regular light bulbs, which results in a lower electric bill. An added bonus: they also last much longer than other bulbs, so you won’t have to purchase them as often.

Most of us tend to keep certain appliances plugged in even when we aren’t using them, but simply unplugging them when they aren’t in use could also save money on your bill. These appliances can account for 5% to 10% of residential energy use.

Lastly, don’t be afraid to negotiate. Much like negotiating for a lower rate on your mortgage, you can also negotiate your utility bills. Try contacting your utility provider and ask them for a better rate.

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4. Use your bank’s bill pay

Does your bank have bill pay? If so, you may want to take advantage of this feature as a payment method instead of using your debit card online. By using bill pay, you will save yourself from any debit card fees that your utility companies charge.  You can even schedule your bills as soon as you receive them, to avoid having to pay late fees.

Those are the obvious ways you can save money, but keep reading for some ways you can save money that you may not have thought of.

5. Ditch the expensive cleaners

The price of the products ou use to clean your house can really add up. So, why not try making your own using vinegar, baking soda, lemon juice or oil and salt. Not only will this save your pockets, it will also save you from all those harsh products found in typical cleaning products.

6. Skip the ATM

Some ATMs charge on average a $2 fee per use and although $2 doesn’t seem like a lot, it can really add up if you are using the ATM on a regular basis. Why not skip the ATM altogether and head straight to the bank to get your cash.

        RELATED: 5 Ways To Get Financially Fit

7. Drink water when you’re eating out

When eating out, drinks tend to be relatively high. To avoid this, consider ordering water with your meal instead. You will save an average of $2 each time.

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8. Speaking of eating out? Split the Meal

Adult-sized portions in most restaurants are usually much more food than what one adult can eat in one sitting. So instead of paying for

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