participate in, grab a couple of generic gifts under $20 throughout the year to have available when the time comes.
2. Pull Names
People with large families often get sucked into the trap of purchasing gifts for a lot of people which can cause serious problems with finances this time of year. If you have a large group of adults, pulling names can save everyone from overspending.
This is also a good time to set a precedent with the children in the family. They can have their own name pulling amongst themselves. Really get them into the experience of picking a gift for the person they pulled to teach a lesson on gift-giving.
3. Budget, Budget, Budget
It is not uncommon for people to shop for gifts without thinking through how much they can truly afford to spend. If you go out shopping with no limit in mind, you are certain to overspend leading to a lot of anxiety and uneasiness once you crunch the numbers.
Take some time before you start shopping and figure out how much you want to spend per person and then