account deleted completely off your record.
Ask For a Raise On Your Credit Limits
If you have a credit card, go to the creditor and ask them for an increase. If you’ve been with a bank for longer than 5 years, then you have an even better advantage. Let them know you have had a good track record thus far and would like a slight increase.
If you get any push back, ask what the requirements are, be sure to follow them, and try again in 2-3 months.
Start Using Inactive Credit Cards