You’ve finally decided to dive into the world of homeownership. Congrats! There is nothing better than settling into a space of your very own and leaving something behind for generations to come. It’s a huge responsibility and quite frankly, a big deal amongst the Black community. Owning something of your own brings about great pride, esteem, accomplishment, value, and a long-term reward.
So, what do you need to get started on this journey? What are the hard-hitting facts that you must have?
Check out these 6 critical things you need to know in order to buy your first home:
Your Credit Score Matters
If you’re looking for a new home, you must first qualify for a home loan. Most require a 660 or higher credit score to start. If you don’t have that, work with a credit repair specialist to get your credit on track before you apply. But if you don’t readily have $200,000 to
