Can You Get Life Insurance With Breast Cancer?

Applying for life insurance with a pre-existing medical condition, such as breast cancer, does not always indicate that you will be denied coverage. When assessing an application from a breast cancer survivor, many life insurance companies now evaluate several variables.

How Has Breast Cancer Insurance Changed?

While the search for a cure for breast cancer continues, therapies have come a long way in the last decade.

Every day, researchers worldwide are working hard to develop new methods to prevent, diagnose, and cure breast cancer and improve the quality of life for patients and survivors.

Because of medical improvements, many life insurance companies now have underwriting standards that allow breast cancer survivors to get life insurance.

Getting Ready for the Application Procedure

Before looking for the right life insurance company, you must prepare for the application process.

Because the insurance will want data regarding your illness, you must obtain crucial health information, which may include:

A synopsis of your disease: This often includes the date of diagnosis, the kind of cancer you were diagnosed with (with stage and grade), and how it was treated.
An overview of your present health: Include some good and proactive aspects of your condition, such as being a nonsmoker or nondrinker, having healthy eating habits, and exercising often.
A list of doctors: Include doctors and other medical experts who have treated you and are still treating you.
Your treatment strategy: Provide a list of previous therapies as well as any prospective treatments. This might contain the start and end dates of your chemotherapy treatment.
Any current drugs you are taking: Some pharmacies may supply you with a quick printout.