• Skip to main content
  • Skip to secondary menu
  • Skip to primary sidebar
  • Skip to footer
BlackDoctor.org
Where Wellness & Culture Connect

Where Wellness & Culture Connect

  • Health Conditions
  • Wellness
  • Lifestyle
  • Longevity
  • Resource Centers
    • Clinical Trials Resource Center
    • Wellness on the Yard
    • Cancer Resource Center
    • Covid Resource Center
  • Find A Doctor
  • BDO TV
Home / Longevity / Healthy Retirement / Everything You Need to Know to Prepare For Medicare Open Enrollment

Everything You Need to Know to Prepare For Medicare Open Enrollment

medicare open enrollment

The Annual Enrollment Period is Oct. 15 to Dec. 7, when a Medicare Beneficiary is eligible to change their Medicare Advantage or Prescription Drug Plan. This means that medicare open enrollment is right around the corner and insurance providers are urging you to vet your agents and ask the necessary questions.

Here is everything you need to know about Medicare Open Enrollment.

What’s the Medicare Open Enrollment Period?

October 15 to December 7 is when all people with Medicare can change their Medicare health plans and prescription drug coverage for the following year to better meet their needs.

When changing your Medicare coverage during this period, you can:

You May Also Like
View Our Resources To Better Understand How Clinical Trials May Help Advance Research
  • Join a new Medicare Advantage Plan or stand-alone prescription drug plan (Part D) plan
  • Switch between Original Medicare with or without a Part D plan and Medicare Advantage
  • If you have Medicare Advantage, you can also switch to Original Medicare. If you are looking to get drug coverage, you should also join a Part D plan.
  • Depending on where you live, you may be able to buy a Medigap policy, which helps pay Original Medicare costs. However, limitations apply as to who can buy a Medigap and when.

Any change you make during this time will take effect on January 1.

RELATED: Medicare Monthly Premiums Dropping for Seniors, Here’s How Much You’ll Save

When should you change your plan?

Reviewing your current Medicare health and drug coverage will help you determine what changes you need to make, if any. If you are dissatisfied with your coverage for next year, now is the time to make changes.

If you have Original Medicare, start by taking a look at next year’s Medicare & You handbook. This will tell you what Medicare costs and benefits for the upcoming year are.

If you have a Medicare Advantage Plan or a Part D plan, you should receive an Annual Notice of Change (ANOC) and/or Evidence of Coverage (EOC) from your plan. Reviewing these notices will help you find changes in the plan’s costs, benefits, and/or rules for the upcoming year.

You May Also Like
13 Signs You Need to See a Dermatologist

Satisfied with your plan? While this is great news, it may still benefit you to look at other Medicare options in your area to ensure that there isn’t another plan in your area that will offer you better health and/or drug coverage at a more affordable price.

Research shows that people with Part D could lower their costs by shopping among plans each year.

What if you are dissatisfied with the Medicare Advantage Plan you choose during Fall Open Enrollment?

The MA OEP occurs each year from January 1 through March 31, with changes taking effect on the first of the month following the month you enroll. If you are dissatisfied with the plan you chose, you can switch from

Continue Reading

The Latest In Healthy Retirement

healthy retirement

Staying Fit During Retirement: 4 Valuable Tips

Retirement is a crucial transitionary stage of life. Things can get overwhelming as you adjust to your new way of life. Leaving the workforce can come with many adjustments, including fewer social gatherings and the loss of many acquaintances.  Your read more about Staying Fit During Retirement: 4 Valuable Tips
long term health insurance

5 Things You Need to Know Before Purchasing Long-Term Care Insurance

Most Americans aren't planning for how they'll pay for a nursing home or at-home care should they need it when they're old, disabled or chronically sick. Yet it is estimated that 2-in-5 among us will need extended care at some read more about 5 Things You Need to Know Before Purchasing Long-Term Care Insurance
medicare

Medicare Monthly Premiums Dropping for Seniors, Here’s How Much You’ll Save

Millions of seniors who had to pay high increases in Medicare premiums this year will get a break in 2023 when they see a rare drop in monthly premiums for Medicare Part B. How much you'll save The rate decrease is 3%, which read more about Medicare Monthly Premiums Dropping for Seniors, Here’s How Much You’ll Save
ageism

How To Understand Medicare & All Of Its Benefits

Almost all Americans who work pay into the Medicare system, but not everyone how to understand medicare and all the benefits they will become eligible for when they turn 65. Under the Affordable Care Act, Americans will continue to see read more about How To Understand Medicare & All Of Its Benefits
dementia

Keep Dementia Away With A Second Language!

According to health-based statistics, African Americans are more likely to develop dementia than other ethnicities as they age. The numbers show that over 21% of Black people who are 70 and over are living with Alzheimer’s disease. Additionally, the Alzheimer’s read more about Keep Dementia Away With A Second Language!
ageism

Ageism Is Everywhere and Can Harm Your Health

In a cancel culture where there's zero tolerance for prejudice, at least one form of discrimination appears to be alive and well: ageism. Whether you have personally experienced someone discounting you because of your age or you've felt the pressures read more about Ageism Is Everywhere and Can Harm Your Health

Primary Sidebar

Subscribe to our newsletter

Poll

Popular Posts

  • Lionel Richie Shares His Top 3 ‘Anti-Aging Secrets’Lionel Richie Shares His Top 3 ‘Anti-Aging Secrets’
  • Angela Bassett 7-Year Journey to Parenthood: Enjoy the JourneyAngela Bassett 7-Year Journey to Parenthood: Enjoy the Journey
  • ‘COVID Toes’ Might Be a Sign You Had the Disease'COVID Toes' Might Be a Sign You Had the Disease
  • YouTuber and Relationship ‘Expert’ Kevin Samuels Cause of Death RevealedYouTuber and Relationship 'Expert' Kevin Samuels Cause of Death Revealed
  • Relationship Goals: Couple Loses Nearly 200 Pounds Together!Relationship Goals: Couple Loses Nearly 200 Pounds Together!

Footer

Where Wellness & Culture Connect

BDO is the world’s largest and most comprehensive online health resource specifically targeted to African Americans. BDO understands that the uniqueness of Black culture - our heritage and our traditions - plays a role in our health. BDO gives you access to innovative new approaches to the health information you need in everyday language so you can break through the disparities, gain control and live your life to its fullest.

Connect With Us

Learn More About

  • Hepatitis C
  • Diabetes
  • Sickle Cell
  • Mental Health
  • About Us
  • Privacy Policy
  • Advertise With Us
  • BlackDoctor.org Advertising and Sponsorship Policy
  • Daily Vitamina
  • TBH

Copyright © 2023, BlackDoctor, Inc. All rights reserved.