assuring the seller that you’re both willing and able to buy.
5. Save up for a down payment.
Make sure you have at minimum, 10% saved for a down payment—20% if you want the best interest rates and to avoid private mortgage insurance (PMI), which can run up to $700 a month!
6. Find a real estate agent.
When you are a buyer, you get the expertise, knowledge, and guidance of your real estate agent without having to pay a dime! The seller pays both the buyer’s agent and the listing agent’s commission. So, ring up every agent you know!
7. Browse listings online.
Now you can open those apps and websites for your dream home. Make a wishlist based on the pre-approved mortgage and start sending them over to your real estate agent so you can schedule a viewing.
8. Put in an offer.
Once you’ve picked a house, you have to submit an offer. The seller has to accept it for the