4. Buy new outfits.
We see this time and time again.
As soon as we get a little money, we go out and buy some clothes so that it LOOKS like we got a little money, but then there’s no money in the bank, (shaking my head).
Instead of buying that outfit that you had your eye on for a while, do an inventory of your closet: do you really need a new pair of shoes or does your credit card is paid off sound better?
5. Pass down bad spending habits to others.
Listen, if you have a family, don’t share your bad financial habits with them.
Once you get a refund check, think before you spend it.
One good spending rule to live is this: if you want it, give it 72 hours.
If you still want it after three days of thinking about it and the consequences surrounding it, then it should be open for you to purchase it. If there is any doubt in making the purchase, don’t buy it.
That’s just the little angel on your shoulder trying to steer you in the right direction.