getting cheaper medications.
5. Examine Your Insurance Policy
It’s possible that your current insurance policy no longer suits your health needs. Now that you need consistent medication, it might be a good time to look at policies that will cover the asthma drugs you have to buy.
On another note, it’s also good to find out what an appeal to your insurance company entails. If your insurance company refuses to pay for your medication, you’re well within your rights to appeal that denial.
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What Your Medications Can Cost
Medical studies show that different factors can influence the cost of your asthma medications. These factors can include your insurance coverage, the type of medication you need, and where you live.
For example, recent numbers showed that people who live in Texas may have 20 percent less insurance coverage for asthma medications than those who are in the District of Colombia. Certain brands also tend to cost less than others depending on your insurance company’s tier system.
Additionally, the cost of your medications can vary widely based on the brand as well as their purpose. Without insurance, short-acting beta2-agonists can cost between $83 and $97. The long-acting ones can go up to $520. The price range is even wider for long-acting corticosteroids as they can go from $37 to $361. If you’ve been prescribed long-acting corticosteroid and beta2-agonist combination inhalers, you can expect to pay anything from $178 to $545 without insurance coverage.
When you’re living with asthma, you need your medications to keep the symptoms under control. Not knowing how you’re going to afford them is an additional stress that you don’t need. The best thing you can do is to exhaust all your options for receiving your medications at an affordable rate.