Here’s How Your Benefits Support Mental Health and Substance Abuse

Mental health and substance abuse disorders affect a substantial amount of individuals in the United States. It is estimated that 1 in 5 adults in the United States are living with a mental health condition and 1 in 10 adults are living with a substance use disorder. Mental health issues are so prevalent that it is estimated that 50% of all Americans will be diagnosed with a mental illness at some point in their life.

Did you know?
Most health insurance plans (including Medicaid, Medicare, employer-sponsored group health plans and individual health insurance coverage plans) must cover certain health benefits. These health benefits include physical health, mental health, and substance use disorder services paid for by health plans. These plans are required by law to offer equivalent benefits for mental health and substance use disorders as they offer for medical/surgical services.

What does that mean?
Financial requirements, such as copayments, deductibles, the number of visits that your insurance will pay for mental health and substance use services must be comparable to what they will