• Skip to main content
  • Skip to secondary menu
  • Skip to primary sidebar
  • Skip to footer
BlackDoctor.org
Where Wellness & Culture Connect

Where Wellness & Culture Connect

  • Health Conditions
  • Wellness
  • Lifestyle
  • Longevity
  • Resource Centers
    • Cancer Resource Center
    • Covid Resource Center
  • Find A Doctor
  • BDO TV
Home / Lifestyle / Healthy Finance / The Freelancers’ Guide to Health Insurance

The Freelancers’ Guide to Health Insurance

Congratulations! You’ve taken the plunge from a 9 to 5 to self-employment but, not so fast. You still need to figure out how to offset the costs associated with providing your own health benefits now that you’re your own employer. We have some strategies to offer that can help you figure out what the best way is to insure yourself.

So, What Is a Freelancer or Independent Contractor?
A freelance worker, independent worker, or self-employed person is someone who does business on their own and does not work for any one company. As a freelancer or self-employed worker, people enjoy many benefits and flexibility, as well as work-life balance, but also have to manage all aspects of their work themselves. Health care coverage is one important consideration when you decide to become a freelance worker, or are self-employed.

How Much Does Health Insurance Cost for Freelancers?
Although it would be great to be able to give one number to answer this question, everyone’s health insurance rate will vary. However, before you worry about how much health insurance costs, consider that in 2017, according to Department of Health and Human Services the average American with a federal marketplace plan paid $106 a month after subsidies. In addition to the marketplace, you also have other options to find affordable health insurance.

We have some strategies to offer that can help you figure out what the best way is to ensure yourself and options of where you can turn to find health insurance as a freelance worker.

You May Also Like
15 Natural Remedies for Aches and Pains

Options:

The Freelancers Union, which offers a health insurance plan, as well as

Continue Reading

The Latest In Healthy Finance

3 Life-Changing Financial Literacy Tips for You (Q&A)

Cassandra Cummings is the founder of The Stocks & Stilettos Society, an online community of more than 75,000 women investors. In the past few years, she has inspired over 75,000 women worldwide to invest more than $20MM in assets through read more about 3 Life-Changing Financial Literacy Tips for You (Q&A)
health savings account

The Secret To Building Wealth With A Health Savings Account 

Health care costs are rapidly increasing and could put a dent in your wealth-planning goals during retirement. What if you could prepare for future health care costs while building wealth at the same time? The health savings account makes this read more about The Secret To Building Wealth With A Health Savings Account 
finance tips

3 Personal Finance Tips To Help You Shed That Debt

Health is wealth and with these tools, you will be able to set yourself up for a prosperous and successful year full of financial wins! 1. Budgets Are Not The Enemy When most people hear the word budget, they get read more about 3 Personal Finance Tips To Help You Shed That Debt
financial health

5 Ways To Get Financially Fit

January 2022 came and you made your resolutions about your financial health. Get your spending in order, pay off your credit card debt and focus on making smart investments. Well it’s almost April and your checking account is still in read more about 5 Ways To Get Financially Fit
Tax season starts now.

8 Things You Need To Know For A Stress-Free Tax Season

Tax season is almost here! Who’s ready for a big refund check? This girl! However, let me be honest… As a new business owner and full-time freelancer, I’m a bit nervous about filing this year. I had a lot of read more about 8 Things You Need To Know For A Stress-Free Tax Season
budget

Money Matters: 6 Ways To Budget For Baby

Your baby’s coming and it’s getting down to the wire! Do you have all your coins aligned? Try not to stress too much because we don’t want the baby making a surprise appearance. Whether budgeting has been on your mind read more about Money Matters: 6 Ways To Budget For Baby

Primary Sidebar

Subscribe to our newsletter

Poll

Popular Posts

  • Marjorie Harvey: Fit, Fine & 57!Marjorie Harvey: Fit, Fine & 57!
  • Snoop Dogg & Wife: 26 Years And Still Going StrongSnoop Dogg & Wife: 26 Years And Still Going Strong
  • Halle Berry: Over 50 ‘Just Keeps Getting Better With Time’Halle Berry: Over 50 'Just Keeps Getting Better With Time'
  • LL Cool J & Wife Simone Smith Celebrate 25 Years Married: “We Celebrate Life”LL Cool J & Wife Simone Smith Celebrate 25 Years Married: "We Celebrate Life"
  • Queen Latifah Sheds Light on BMI Chart Flaws: “I’m Just Thick”Queen Latifah Sheds Light on BMI Chart Flaws: "I'm Just Thick"

Podcast

Footer

Where Wellness & Culture Connect

BDO is the world’s largest and most comprehensive online health resource specifically targeted to African Americans. BDO understands that the uniqueness of Black culture - our heritage and our traditions - plays a role in our health. BDO gives you access to innovative new approaches to the health information you need in everyday language so you can break through the disparities, gain control and live your life to its fullest.

Connect With Us

  • Facebook
  • Instagram
  • LinkedIn
  • Twitter
  • YouTube

Learn More About

  • Hepatitis C
  • Diabetes
  • Sickle Cell
  • Mental Health
  • About Us
  • Privacy Policy
  • Advertise With Us
  • BlackDoctor.org Advertising and Sponsorship Policy
  • Daily Vitamina
  • TBH

Copyright © 2022, BlackDoctor, Inc. All rights reserved.