Saving money can be challenging, but not impossible when you look for creative ways to cut costs. Here are 16 ways to look for savings.
1. Grocery store purchases
If the point is maximizing your money, then choosing the right credit card to swipe at the grocery store can help. Certain credit cards offer rewards for grocery store and restaurant purchases, and many don’t have annual fees. Some rewards can even climb up to 3% cash back at supermarkets, which can add up if you use your card on food a lot. Basically, if you are a foodie, I highly recommend you try this option.
Another great tool for saving money on groceries is utilizing apps such as Flipp, which allows you to browse through weekly ads and compare prices among retailers to ensure you’re getting the best deal.
When shopping at the grocery store, remember this: the higher-priced items or items with a high markup almost always tend to be placed in the “bulls-eye zone” (the second and third shelves from the top). If you are looking to save money, look for items on the shelves that are lower or higher than eye level whether it’s bulk items or store-brand options.
Lastly, everyone knows in-season fruits and vegetables taste better. But did you know that they are also cheaper? Not sure which produce is in-season? Check out the USDA for a guide to in-season produce that will help you shave money off your grocery bill.
Much like those credit cards that offer rewards and saving when spending on groceries, other cards help you save on gas. Rewards can range from cashback to car rental insurance.
Many grocery stores have free programs that reward shoppers with points they can use to pay for gas at partner gas stations. Shell, for example, has partnered with several grocery store chains. This gives customers discounts on gas when they purchase certain products with their special member’s card.
Have you ever gotten gas and then drove a couple of miles only to notice gas for much cheaper? This can be eliminated with apps like GasBuddy, which compares fuel prices near you, so you can make sure you’re getting the best price at the pump. If you put in a lot of mileage on a regular basis, those savings can really add up.
Also, make sure your tires are properly inflated. This will allow you to get better gas mileage and potentially save you hundreds of dollars a year on fuel.
Additionally, make sure your gas cap is tightened and you regularly change your oil. These two things can affect the way your engine runs and cost you more money.
3. Electric bill
Looking to save money on your electric bill? Consider getting an energy audit. These audits will help you determine how energy is