Medicare: Things to Consider

    A senior woman talking to her nurse, who is holding a bottle of medicationTo get Medicare coverage for your prescription drugs, you must choose and join a Medicare drug plan. Regardless of how a Medicare drug plan decides to offer this coverage, there are some key factors that may vary. Some of these factors might be more important to you than others, depending on your situation and drug needs. These factors are:

    • Cost
    • Coverage
    • Convenience
    • Peace of mind now and in the future

    Cost

    Premium
    This is the monthly cost you pay to join a
    Medicare drug plan. Premiums vary by plan.

    Deductible
    This is the amount you pay for your
    prescriptions before your plan starts to share in the costs. Deductibles vary by
    plans. No plan may have a deductible more than $250 in 2006.

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