Psoriasis Treatment Breaking the Bank? It Doesn’t Have To!

If you have psoriasis, you already know. A chronic autoimmune condition known for scaly patches and skin issues, psoriasis is more than just physical discomfort. It can also take a serious toll on your bank account! From expensive topical treatments to costly biologics, managing psoriasis can indeed break the bank.

Fortunately, there are ways to manage these financial challenges and get the care you need. First, let’s dive into the problems, and then we’ll come up with ways to beat those crazy costs!

Psoriasis Treatments: What to Expect

When it comes to psoriasis treatments, not all skin is the same. In Black skin, lesions are often darker and harder to detect, which can cause problems getting the right diagnosis you need. As a result, patients may struggle for proper treatment, deal with nasty symptoms, play guessing games, and blow money they shouldn’t have to.

That said, one common treatment for the condition is topical. Although these creams and ointments can be effective, some can cost up to a hundred dollars for one tube. If you need to apply often, the costs get steep fast! You can alternatively opt for oral medication, such as Acitretin, which is approved specifically for psoriasis, but still typically starts at $120 for just 30 capsules…

And then there’s phototherapy. Sometimes problematic for darker skin, this treatment method involves exposure to ultraviolet light. A single session can cost up to $200, and many patients go several times per week, so if your insurance doesn’t cover it, that’s not cheap. Not to mention, the hassle of having to go to the clinic or hospital multiple times.

After phototherapy, you’ve got biologic medications, which are sorta ‘the cutting edge’ of psoriasis treatments. Think of biologics as biological, meaning they stem from cells, whether those of humans, animals, or even bacteria. Best for the most severe form of psoriasis, these biologics are typically administered through either an IV or by getting injected. Rather than just treating a local site, biologics are systemic, affecting the entire body from the inside out.

Only one problem – the cost! These drugs can cost up to $70,000 per year, making them virtually impossible to afford for many people without insurance!

Clearing the Financial Hurdle

If all this sounds crazy, just remember that you’re not alone. There are also other non-treatment ways to address psoriasis, such as making dietary changes, controlling your sun exposure, and improving your mental and physical health.

However, if these approaches are not enough (which they often aren’t), you do have ways to control the costs of treatments.

Let’s cover them.

Nonprofit organizations – these organizations are dedicated to supporting patients just like you and can provide the financial assistance programs you desperately need to cover costs. Whether you need grants, copayment assistance, or even some meds for free, check to see if you’re eligible. You never know!

Health savings accounts (HSAs) – Feel like you’re drowning under medical expenses? By using your pre-tax dollars, health savings accounts make it much easier to save money for psoriasis healthcare costs. Best part is, these stored funds can be used for all kinds of medical costs, whether you’re seeing the doctor or paying for prescriptions.

Telemedicine – This has become especially popular since the Pandemic. Convenient and cost-effective, telemedicine gives you access to a full range of healthcare services. What do you need? Thanks to telemedicine, you can get virtual appointments with dermatologists, seek expert counsel, and most importantly, avoid the time and costs associated with in-person visits.

Patient assistance programs – These patient assistance programs are actually provided by pharmaceutical companies. They are especially useful because they’re perfect for those pricey treatments and medications. If you’re struggling to afford your medicine, these programs may provide discounts, coupons, or even free medication. Typically, you’ll have to meet certain income criteria to be eligible.

So there you have it! There are many ways you can address the high prices of psoriasis medication and still keep your condition under control. You can alternatively explore generic alternatives in off-brand medications. Oftentimes, this simple change can significantly reduce your treatment costs (and the benefits remain). Generic versions are frequently just as good as the brand names.

At the end of the day, managing psoriasis can be financially challenging, but it doesn’t have to drain you dry. If you’re breaking the bank, try to leverage resources such as nonprofit organizations, health savings accounts, telemedicine, and patient assistance programs.

Don’t be ashamed to admit financial struggle. Especially in our current economy, many of us are having a tough go. Be open and communicate with your healthcare providers about any and all financial concerns you may have. Don’t fail to explore all available options for treatment.

With the right support and guidance, you’ll be financially secure and healthy!